Deposit Accounts

Free Business Checking
Business Interest Checking
Business Money Market
Interest on Lawyer’s Trust Account (IOLTA)
Commercial Account Analysis and Treasury Management
Business Savings Account


Free Business Checking

·       No Minimum Balance

·       No Monthly Maintenance Fee

·       250 FREE Transactions per Month

·       FREE VHB On-Demand Online Banking

·       FREE VHB VISA^® Business Credit Card*

·       FREE Check Images

·       FREE VHB Personal Checking Account

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Business Interest Checking

·       No Monthly Maintenance Fee with Qualifying Balance

·       Balances Earn a Competitive Rate of Interest

·       250 FREE Transactions per Month

·       FREE VHB On-Demand Online Banking

·       FREE VHB VISA Business Credit Card*

·       FREE Check Images

·       FREE VHB Personal Checking Account

* VHB VISA Business Credit Card subject to credit approval.

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Business Money Market

·       No Monthly Maintenance Fee with Qualifying Balance

·       Balances Earn a Competitive Rate of Interest

·       Tiered Interest Rates Reward Higher Balances

·       Up to 6 Withdrawals Per Month (limit of 3 by check)

·       FREE VHB On-Demand Online Banking

·       FREE Check Images

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Interest on Lawyer’s Trust Account (IOLTA)

The Virginia Heritage Bank IOLTA is an interest-bearing account into which attorneys or law firms can deposit commingled funds from their clients. VHB will remit all interest earned, less any applicable service fees, directly to the Legal Services Corporation of Virginia .

·       No Monthly Maintenance Fee with Qualifying Balance

·       Balances Earn a Competitive Rate of Interest

·       FREE VHB On-Demand Online Banking

·       FREE Check Images

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Commercial Account Analysis
and Treasury Management

VHB’s Commercial Analysis Account is the best choice for businesses with high transaction volume who want to offset this activity by maintaining non-interest bearing deposits. Our account analysis system calculates and summarizes the commercial activity charges along with your account balance information, providing a detailed report on your account. As a result, you pay only for the exact services you use.

·      Cash Concentration Services maximize your business funds in one working account.

·       Zero Balance Accounts allow you to concentrate your balances for maximum value.

·       Sweep Accounts/Overnight Investments maximize your earnings.

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Business Savings Account

·       No Monthly Maintenance Fee with Qualifying Balance

·       Balances Earn a Competitive Rate of Interest

·    Allows 6 Preauthorized, Automatic, Online Banking or Telephone Banking Transfers per Month

·       FREE VHB On-Demand Online Banking

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