| CONSUMER ACCOUNTS |
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VHB FREE Checking
$100 minimum to open
|
No
monthly service fee
No monthly minimum balance |
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VHB 50 Checking (age 50 &
over)
$50 minimum to open
|
No
monthly service fee
No monthly minimum balance |
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|
VHB Personal Interest Checking
$100 minimum to open
If the average daily ledger balance falls below $1,000
|
$8 monthly service fee |
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VHB Regular Money Market
$2,500 minimum to open and monthly minimum balance requirement
If the balance falls below $2,500
(Limited to 6 withdrawals per statement cycle with no more than 3 by check
or draft)
Withdrawals over 6 per month
|
$10 monthly service fee
$6 per transaction |
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VHB Signature Savings
$100 minimum to open
If the balance falls below $100
6 preauthorized, automatic, online banking transfers or telephone transfers
per month
Unlimited withdrawals in person, by mail or ATM
|
$3 monthly service fee
$3 per additional withdrawal |
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Kids Savings
$5 minimum to open
6 preauthorized, automatic, online banking transfers or telephone transfers
per month
Unlimited withdrawals in person, by mail or ATM
|
No monthly service fee
No monthly min balance
$3 per additional withdrawal
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| BUSINESS
ACCOUNTS |
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FREE Business
Checking
$100 minimum to open
Transactions over 250
|
No monthly minimum balance
.20 per transaction |
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Business Interest
Checking
$100 minimum to open
If the balance falls below $1,000 average daily balance
Transactions over 250
|
$8 monthly service fee
.20 per transaction |
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Commercial Checking
/ Account Analysis
$100 minimum to open
(Earnings credit helps offset service charges)
|
.12
per check
.25 per credit
.12 per deposited item |
|
|
IOLTA (Interest
on Lawyer’s Trust Account)
$100 minimum to open
If the balance falls below $100
|
$8 monthly service fee |
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|
VHB Business
Money Market
$2,500 minimum to open and monthly minimum balance requirement
If balance falls below $2,500
(Limited to 6 withdrawals per statement cycle with no more than
3 by check or draft)
Withdrawals over 6 per month
|
$10 monthly service fee
$6 per transaction |
|
|
VHB Business
Signature Savings
$100 minimum to open
If the balance falls below $100
6 preauthorized, automatic, online banking transfers or telephone transfers
per month
Unlimited withdrawals in person, by mail or ATM
|
$3 monthly service fee
$3 per additional withdrawal |
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| MISCELLANEOUS FEES |
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| Stop Payments |
$25 per stop payment |
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NSF (Non-Sufficient Funds) / Overdraft Paid Item
NSF (Non-Sufficient Funds) / Overdraft Returned Item
(An insufficient funds item may be created by check, in person
Withdrawal, ATM withdrawal or electronic debit) |
$32 per item
$32 per item
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| Incoming Wires |
No Charge |
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| Outgoing Wires – Domestic |
$15 per wire |
| Outgoing Wires – International |
$35 per wire |
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| Returned and Re-deposited Item |
$7.00 |
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| Cashiers Checks |
$6.00 |
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| ATM Transactions at VHB ATMs |
No Charge |
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| ATM Transactions at Non-VHB ATMs |
No Charge |
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| Surcharge by another Financial Institution
or ATM |
4 non-VHB surcharges FREE per statement cycle for all VHB Consumer Checking Accounts. |
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| ATM / Check Card POS (point of sale) transactions |
No Charge |
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| International Transactions with ATM / Check Card |
1% of the transaction amount |
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| Replacement ATM / Checkcard |
$5 |
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| Dormant Account Fee after 12 months |
$10 monthly service charge |
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| Research Requests |
$20 per hour |
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| Duplicates Statement |
$5 per statement |
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| Tax Lien & Garnishments |
$75 |
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| Safe Deposit Boxes (Must have a checking,
savings, CD or VHB Loan) |
|
3x5 |
$40 |
5x5 |
$55 |
3x10 |
$65 |
5x10 |
$85 |
10x10 |
$110 |
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| Safe Deposit Box Late Fee after 30 Days |
10% of amount past due per month |
| Safe Deposit Box Lost Key |
$20.00 |
| Safe Deposit Drilling |
$175.00 |
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| Night Depository Service – Initial Setup |
$15 |
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| Night Drop Disposable Bag |
$3.50 per bag |
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| Rolled Coin |
$.25 per roll |
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| Strapped Currency |
$0.10 |
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| Visa Gift Card |
$5 per card |
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| VHB On-Demand Online Banking |
FREE |
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VHB On-Demand Online Banking
– Bill Payment Service |
FREE |
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VHB Telephone Banking - 800-205-0913
|
FREE |
