CONSUMER BANKING - RATE SHEET
Effective: 07-18-2008
| Consumer
Accounts |
|
Interest
Rate |
|
Annual
Percentage Yield* |
VHB
Interest Checking (NOW)
$.01
and over
|
1.99% |
2.00% |
VHB
Regular Money Market Account
$.01 - $9,999.99
$10,000 and over |
2.14%
2.34% |
2.15%
2.35% |
Signature
Savings
$.01 and over |
2.96% |
3.00% |
Kids
Savings
$.01 and over |
2.96% |
3.00% |
| CERTIFICATE
OF DEPOSITS minimum
to open: $500 |
| |
|
Consumer CDs |
|
IRA's |
|
Term |
Interest
Rate |
APY* |
Interest
Rate |
APY* |
3 Month |
2.71% |
2.75% |
2.77% |
2.80% |
6 Month |
2.96% |
3.00% |
3.01% |
3.05% |
9 Month |
2.96% |
3.00% |
3.01% |
3.05% |
12 Month |
3.06% |
3.10% |
3.11% |
3.15% |
15 Month
NO PENALTY** |
3.20% |
3.25% |
N/A |
N/A |
18 Month |
3.30% |
3.35% |
3.35% |
3.40% |
24 Month |
3.45% |
3.50% |
3.50% |
3.55% |
24 Month
NO PENALTY*** |
3.96% |
4.00% |
N/A |
N/A |
30 Month |
3.69% |
3.75% |
3.74% |
3.80% |
36 Month |
3.69% |
3.75% |
3.74% |
3.80% |
48 Month |
3.96% |
4.00% |
3.98% |
4.05% |
60 Month |
3.96% |
4.00% |
3.98% |
4.05% |
|
|
|
|
|
IRA Savings Account
($100 minimum to open, variable rate) |
2.96% |
3.00% |
Rates are subject to change without notice. Fees may reduce earnings on checking and savings accounts.
Penalty for early withdrawal of CDs and during first seven business days of No Penalty CD.
*APY represents the Annual Percentage Yield.
**$5,000 minimum to open & One time penalty free withdrawal. Additional withdrawals are subject to standard penalties.
***$5,000 minimum to open & One time penalty free withdrawal. Additional withdrawals are subject to standard penalties. $500,000 maximum deposits allowed on a Special Promotion CD.
For more information please contact us:
11166 Fairfax Boulevard, Fairfax, VA 22030
703-359-4100
|